Feb 10, 2025

Head of Credit Risk and Portfolio Management

UA Growth Financing

In Person

London

Full Time

We’re expanding our range of services to lend growth capital to our clients and look for a Head of Credit to build and scale the lending business. 

This multifaceted leadership role is ideal for an experienced finance professional with a background in credit risk and financial forecasting who thrives in dynamic, high-growth environments. As Head of Credit, you will be responsible for overseeing financial operations, credit risk frameworks, compliance, and customer contracts, ensuring accurate pricing and invoicing while positioning the company for scalable growth.

Responsibilities

  • Accountable for maintaining and tracking portfolio quality and performance and achieving target default rates

  • Design, implement and document credit policies, underwriting standards, and frameworks for assessing borrower creditworthiness and setting risk-adjusted lending limits

  • Ensure full compliance with all regulatory requirements across target markets

  • Review and approve credit decisions

  • Analyze the health of the credit portfolio, detect early warning signals, and propose remedial actions

  • Build a portfolio quality and provisioning tracking tool

  • Tailor credit policies and risk frameworks for entry into new markets, accounting for diverse regulatory and cultural landscapes

  • Develop contingency plans and stress-testing frameworks to mitigate risk during economic downturns or market disruptions

  • Own Metica's diligence and monitoring of Credit check, KYC & AML, Loan Mgmt System third party providers

Who You Are

  • Experienced Professional: 7+ years of experience in commercial lending, financial operations, and contract management. Experience in startups is highly preferred.

  • Contract-Savvy: Proven ability to oversee complex customer contracts, track negotiated pricing, and manage invoicing systems.

  • Analytical Mindset: Adept at analyzing financial data, forecasting, and designing risk models.

  • Regulatory Knowledge: Strong understanding of credit regulations, compliance standards, and KYC/AML processes.

  • Strategic Leader: Capable of aligning credit risk management, financial operations, and customer contract oversight with broader business goals.

  • High-Initiative Individual: Self-organized, resourceful, and eager to take ownership of diverse responsibilities.

Ideal Profile

  • Currently in a bank, credit hedge fund, or similar financial institution, with experience in contract management.

  • Hands-on experience in managing credit portfolios, financial operations, and customer contracts across multiple regions.

  • Ready to transition into a high-growth, innovative startup environment for better learning opportunities and career progression.

Why Metica?

  • Impactful Role: Help shape the financial and credit infrastructure of a cutting-edge tech startup and establish a global market leader in servicing the growing apps and games markets.

  • Dynamic Environment: Collaborate with cross-functional teams to drive innovation in a fast-paced, global market, run by serial entrepreneurs who have successfully built two previous companies (with exits to King and Apple).

  • Innovation-Driven: Be part of a company leveraging AI and advanced data use to redefine lending and risk management in gaming.

  • Competitive Package: Attractive salary, benefits, and potential stock options.

How to Apply

Ready to redefine growth funding in the gaming industry? Send your resume and a brief cover letter outlining your experience and interest in the role to jobs@metica.com.

Join Metica and grow into a key leadership role, driving innovation and success in gaming finance!